Health care has become a growing burden for Indian families, as medical costs and out-of-pocket expenses continue to rise at alarming rates. This has led to a demand for health plan that covers not just hospitalization expenses but also adequately provides for a means to meet rising day to day healthcare expenses of any kind now and in the future.
ICICI Prudential brings you ICICI Pru Health Saver – The comprehensive whole of life health insurance plan for you and your family which:
Provides guaranteed Hospitalisation Insurance coverage upto 75 yrs of age
Invests in a Health fund to cover any other healthcare expenses after 3 years, like medicines, diagnostics, and dental expenses.
Flexible premium payment options; including the option to continue cover even after stopping premiums post 5 years of policy
Offers a Free health check-up once every two years
Also get complete tax benefit upto Rs 15,000 on premium paid u/s Section 80D
In all respects the Health Saver attempts to become the comprehensive health plan in all respects, while the Hospitalisation Insurance Benefit ensures complete coverage for expenses incurred in the event of a hospitalisation the health fund created by investing a part of your premium in market linked funds under the Health Savings Benefit ensures you of an adequate support system
To meet day to day medical expenses that occur outside the hospital
To cover the steady outflow of funds that occurs at the onset chronic ailments like diabetes and hypertension.
Also most of us realize that once you retire, your need to provide for your health care needs become all the more important as your income earning capacity has eroded considerably, you can now rely on the health fund built over the years to meet health costs and also pay for your future medical cover.
The above benefits coupled with the unique advantage of availing tax benefits under section 80D even on the part of the premium invested in the health fund makes it an ideal health plan to take care of all your health needs today and tomorrow.
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